How Can I Get Financed With ITIN

nissan leaf

 

Getting Financed At McNeill Nissan

So, you don’t meet the criteria for conventional loans but are looking to get a car? You’ve come to the right place. As one of Wilkesboro’s foremost car dealerships, we’re used to helping people get their cars financed with their Individual Taxpayer Identification Numbers (ITIN).

Below, we’ll talk about not just how you can get financed for a car using your ITIN at McNeill Nissan of Wilkesboro, but also why financing your next vehicle with us is a great idea.

I don’t have a Social Security Number (SSN). Will that be a problem?

Not at all. We’ve worked with many customers in the past with ITIN financing and helped them get the car of their dreams from us.

What if I don’t have an ITIN?

You can apply for one easily from the IRS. Here’s what you’ll need:

  • A form W-7, which is your main application for the ITIN (you can get the form on the IRS website) 
  • Documents proving your identity and foreign status

Submit these, and the IRS will send you over your ITIN and you should be ready to get your car financed!

Can I get a used car financed through McNeill Nissan?

Super easy, barely an inconvenience! We offer easy financing options on all our vehicles, new or used.

Will you recommend a good lender for me?

Absolutely. We work with a large number of lenders, and we’ll recommend the best option to you based on your situation. We make it a point to work with lenders who offer multiple options with rates specifically designed to fit your budget and situation.

What cars can I get financed from McNeill Nissan?

Pretty much any car you’re looking for! Say you’re interested in a new Nissan Altima for sale in Wilkesboro and the surrounding areas, or any other great new Nissan car, we can help you get it financed.

And that’s not just new cars. Say you’re looking for a used Nissan car for sale in Wilkesboro and the surrounding areas, our fantastic financing options cover you for those purchases too.

At the end of the day, if it’s in our inventory, we’ll do our best to help you drive home in it!

What are some tips that’ll help me get the best financing options with my ITIN?

A good credit history

While having an ITIN itself doesn’t build credit for you, using it often for things like home loans, rent payments, etc. can help build good credit. This will help you secure better financing options for your dream car.

Stay on top of your documentation

Things like your ID, proof of income, residential address, etc. can help you get through the process faster and behind the wheel of your dream car from McNeill Nissan, sooner!

What other support tools do you offer?

In addition to great financing options, we also offer a suite of tools designed to help you make the right financial call:

Payment Calculator

With our intuitive payment calculator, you can figure out the best way to approach financing your car, including deciding on the right down payment amount, the loan term, and the corresponding interest rate. Our customers find it very helpful to weigh their options and to do the (often) complex math behind buying a car.

Trade-in Value

Next, if you’re looking to trade in a car for a new (or used) one from us, find out how much it’s worth with our easy trade-in estimator.